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DCC DLRC Review Meeting Held in Adilabad with Key Participation from Collector and MLA
DCC DLRC Review Meeting Accelerates Financial Reforms and Inclusion in Adilabad
Adilabad, June 18, 2025 — A comprehensive DCC DLRC Review Meeting was held on Wednesday at the Collectorate Meeting Hall in Adilabad, convened under the aegis of the State Bank of India’s Lead Bank Office. This quarterly review brought together key district stakeholders to assess the implementation of financial targets and credit plans.
District Collector Rajarshi Shah chaired the meeting as the chief guest, with active participation from MLA Payal Shankar, senior bank officials, and officers from line departments such as agriculture, rural development, and industries.
Strengthening Financial Inclusion in the Region
At the heart of the DCC DLRC Review Meeting was a commitment to deepening financial inclusion across Adilabad. The discussions focused on achieving sectoral credit targets, improving the performance of individual banks, and overcoming roadblocks in loan disbursement and outreach.
Collector Rajarshi Shah highlighted the importance of last-mile delivery in rural banking and urged officials to ensure every eligible citizen gets timely access to financial services.
“We must ensure our development schemes are supported by strong financial access. This meeting serves as a performance check and a future roadmap,” said the Collector.
Data-Driven Review by SBI Lead Bank
The Lead District Manager (LDM) from SBI presented a detailed report of credit deployment under the Annual Credit Plan (ACP) for the quarter. While certain sectors like agriculture had shown commendable progress, challenges remained in MSME and educational loan portfolios.
Key highlights from the report included:
Agricultural Lending: Achieved 72% of target with strong growth in Kisan Credit Card (KCC) saturation.
MSME Loans: Fell short at 48% performance, prompting immediate course correction advice.
Education Loans: Increased awareness needed, with only 41% of annual target achieved.
TRENDING
MLA Emphasizes Bank-Public Coordination
MLA Payal Shankar addressed the forum and stressed the importance of proactive banking. He urged banks to work closely with beneficiaries and field officers to increase credit flow for self-help groups, youth, and women entrepreneurs.
“Banking access is the foundation of economic empowerment. We must bring trust, clarity, and speed into the loan process,” he said.
He encouraged banks to increase village-level camps to spread awareness of central and state financial schemes.
KCC Saturation and SHG Linkage Stressed
Special attention was paid to Kisan Credit Card (KCC) coverage. Agriculture officials, in collaboration with bankers, were instructed to expedite pending applications. Bankers were also advised to improve Self-Help Group (SHG) linkage programs and ensure hassle-free credit for women’s collectives.
Collector Shah suggested conducting block-wise financial camps to fast-track enrollments under KCC, PMEGP, NRLM, and other flagship schemes.
Credit Planning and Monitoring Enhancements
To make future reviews more efficient, the Collector recommended the following actionable measures:
Introduce a dashboard system displaying branch-wise credit progress.
Launch a monthly coordination mechanism between banks and government departments.
Increase usage of digital applications for monitoring scheme outcomes.
Focus on Non-Performing Assets (NPAs) and Recovery
The DCC DLRC Review Meeting also addressed the issue of rising NPAs. Banks were directed to take remedial action, including borrower counseling and collaboration with local bodies for recovery.
The District Legal Services Authority (DLSA) was requested to assist with legal follow-up in cases of willful default.
Financial Literacy and Outreach
The SBI Lead Bank Office announced a district-wide Financial Literacy Campaign to be rolled out in the coming weeks. The initiative will include:
School-level awareness drives on banking and savings.
SHG-focused education on loan management and digital banking.
Street plays and posters in rural areas to demystify formal banking.
Future Roadmap and Collector’s Assurance
As the session concluded, Collector Rajarshi Shah thanked all stakeholders and reiterated that the administration is committed to extending full support to banks to ensure smooth implementation of credit-based welfare programs.
“Let’s ensure that banking is not just a service but a tool for transformation. Together, we can make Adilabad a model district for financial inclusion.”
Conclusion
The DCC DLRC Review Meeting was a significant step in evaluating and accelerating financial development across Adilabad. With the active involvement of senior leadership and on-ground institutions, the district is poised to achieve greater financial literacy, stronger bank linkages, and efficient implementation of development schemes.
By holding such regular and focused meetings, the administration is ensuring transparency, accountability, and inclusive growth — aligning with the vision of a financially empowered and self-reliant Adilabad.
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